Financial gurus such as Rich Dad Poor Dad Robert Kiyosaki, Robert Allen, Suze Orman, David Bach and others suggest that one of the key tips to financial freedom is paying yourself first. They also suggest that you cut spending, eliminate debt and start saving and investing your money. Here are 15 ways to trick yourself into saving money...

http://www.thedigeratilife.com/blog/index.php/2007/11/13/force-yourself-to-save-15-painless-ways-to-pay-yourself-first/

The fourth tip is to make extra mortgage payments... "By accelerating your mortgage payments, perhaps by making an extra payment towards your mortgage, you’re contributing to your equity and thus, your pocketbook. Just another way to help pay down a good debt obligation."

Fine and good... and there is a quicker, more powerful way to cut down on your mortgage payments. Most homeowners realize they will pay about twice the purchase price of their home on a traditional mortgage—a mortgage that will take about 30 years to pay off. What if your mortgage can be paid off in as little as 1/2 to 1/3 the time, with little to no change to your lifestyle or refinancing of your existing mortgage. Even if you have a negative amortization, even if your HELOC is frozen... because you become the banker with the Money Merge Account software.

The Money Merge Account system is not a bi-weekly payment or debt roll-down system. It’s a powerful new approach that gives homeowners flexibility with their money and accelerated financial freedom.

Free analysis...